About

THE SELECT REALTY GROUP is devoted to helping friends and family achieve their real estate and financial goals - both short-term and long-term goals.  Your real estate transactions are typically the most important transactions of your financial life.  To achieve your real estate and financial goals, we believe you will benefit most from partnering with real estate professionals that can assist you with more than just helping you find a new home you like.  We are also residential mortgage originators and strategists to help you save money providing more purchasing power to buy the home you really want.  You are encouraged of course to compare with multiple lenders.  Our accomplished interior design expert will provide the assistance and know-how to supremely "make-ready" the sale of your current home to get you top dollar.

In the volatile interest rate environment we live in today, you need a team watching interest rates and able to alert you when it’s time to adjust your mortgage.  Remember the adage, date the rate but marry the house.  Find the home you love and can afford today.  If interest rates drop, you can refinance at a relatively low cost with us.  

If you are currently working with a financial adviser and/or CPA, we believe it is important for us to work with your advisers and coordinate for your best interest.  We will learn from you whether talking with other advisers could be beneficial or not.  We have referrals we trust to share with you if so.

Whether you are buying, selling, or renting your personal home or homes, or you are building wealth as a real estate investor, we certainly hope you will give us the opportunity to demonstrate how we can be of service to you. 

MICHAEL RITCHIE, formerly a Professional Engineer licensed in Texas, is now a Realtor with six years of experience and a mortgage loan originator with C2 Financial, widely recognized as America’s number-one mortgage broker.  C2 Financial is associated with most major lenders as well as very many niche lenders to fit your individual situation.  Equally important toward finding the best rate and terms for your individual needs, the support provided by the C2 community in finding the ideal lender for both rate and terms is unsurpassed.  Michael is also a certified reverse mortgage originator and social security analyst.  Please give Michael a call at 713-553-3047 if you are approaching retirement age so that he can help you confidently know when best to start claiming social security benefits or alert you to benefits you may not know exist.  Social security rules are complex and most people do not choose the best strategy or even know all the benefits they may qualify for. 

Whether a 1^st-time home buyer or looking for a jumbo loan, Michael can provide your financing with better than competitive rates in most situations.  He also can provide hard money and real estate business loans.

AMANDA RITCHIE GARCIA, Realtor® with 13 years of experience, is an accomplished Interior Design and Staging Consultant and has extensive experience with renovations and remodeling projects.  Call Amanda at 713-501-9930 if you or someone you know is looking for help with renovation projects.  Check out her website at https://dagnycompany.com/ to get an appreciation for how she can be so important to getting your home ready to sell.  You may discover that it makes more sense for you to make the home you have the home you love.  Amanda can certainly manage the project or help you get the materials and labor you need at a discount.  Amanda also offers e-Design which is an interior design service that is performed completely online.

HUNTER GARCIA, Amanda’s eldest son and whom we are all very proud of, provides pressure washing services in the Northwest Houston area.  Please give Hunter a call at 346-270-3270 if your driveway or sidewalk needs a fresh look!  Hunter is 16 and working hard to grow his business.

OUR SERVICES INCLUDE: COMPLIMENTARY DESIGN AND STAGING CONSULTATION, NEGOTIABLE COMMISSION STRUCTURE WITH FULL-SERVICE REPRESENTATION, HOME LOANS and many more advantages and resources that make Select Realty Group your best choice when buying or selling residential property.